Auto Loan
Gone are the days when owning a car or a two-wheeler was a luxury. Today it has become a necessity for all to own a vehicle of their own. Your first car; an expensive upgrade of an old model; a used car, a commercial vehicle or a two-wheeler, an auto loan brings everything within your reach.
Documents Required For Auto Loan
Following are the Documents required for Auto Loan
Proof of identity Copy of any one document listed below –
- Passport
- Photo credit card – front & reverse
- Voters ID card
- Driving license
- PAN card
- Company ID card of MNC/ public Ltd. / PSU/ Govt. company
- Aadhar card
- Passport
- Voters ID card
- Driving license
- Rental agreement
- Telephone bill
- Gas connection bills
- Ration Card
- Sale deed
- Property purchase agreement
- Credit card billing statement (latest)
- LIC policy
- Letter from company or company provided accommodation (list of the company’s as per the Banks List- ID card of MNC/ Public Ltd., / PSU/ Govt. company containing the residence address)
- Address proof in the name of the applicant’s spouse or parents name is acceptable
- Latest salary slip for Government employees; if salary slip is not available, only salary certificate to be accepted with deductions.
- Other relevant documents will be required depending upon the segment and profile of the applicant.
Benefits of Pristine Finserve Car Loan
3% foreclosure charges
A foreclosure charge of only 3% on the principal outstanding amount is applicable if you choose to foreclose before the 12th EMI billing.Partial foreclosure
In some cases, partial foreclosure is also permitted, thereby allowing you to shorten the loan period if you want to or lower the remaining EMI amounts.Transparent process
Within 10 days of taking your loan, you will receive a Welcome call & an SMS that covers all the necessary details of your loan from loan amount, due dates, EMI amount, and contact details.Easy pay-in-cash option
For small towns, where customers prefer not to open bank accounts, we have the facility to collect loan repayment in cash. Let's find best Auto Loan
You are just a step away from the best Auto Loan offer near you. PristineFinserve representative will contact with the best cash loan offer as you share your contact name email and mobile number.
Contact us for Auto Loan
FAQs
Here are a few basic eligibility criteria you must fulfill before availing this loan:
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Should be at least 21 years old (at the time of application) and less than or equal to 65 years (at the end of the loan tenor)
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Should be residing in the city for at least one year
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Should be working for at least one year
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Should have a landline number either at the residence or at office
The interest rates for motorcycles and three wheelers are based on the following parameters:
- Borrower’s profile;
- Geography of residence;
- Loan amount;
- Bajaj Auto product for which finance is sought.
Depending on the above factors, customers are offered best interest rates possible