Loan Products
Choose from our comprehensive range of loan products tailored to every need.
Starting 9.00% - 18.00% p.a.
CGTMSE Loan
9.00% - 18.00% p.a.
- CGTMSE-backed credit facility
- Collateral-free financing for eligible borrowers
- No third-party guarantee requirement, subject to scheme conditions
- Term Loan and Working Capital facilities
- Credit facilities up to ₹10 crore can be covered under the current scheme through applicable eligible institutions
- Applicable to eligible Micro and Small Enterprises
- Available through CGTMSE Member Lending Institutions
Starting 8.40% - 10.50% p.a.
Home Loan
8.40% - 10.50% p.a.
- Loan up to ₹10 Crore
- Interest rates starting 8.40% p.a.
- Repayment tenure up to 30 years
- Up to 90% financing
- Balance transfer facility
- Top-up loan available
- Dedicated relationship manager
Starting 10.99% - 24.00% p.a.
Personal Loan
10.99% - 24.00% p.a.
- Loan up to ₹25 Lakh
- Instant approval
- Minimal documentation
- Flexible tenure up to 5 years
- No collateral required
- Pre-approved offers for existing customers
Starting 12.00% - 22.00% p.a.
Business Loan
12.00% - 22.00% p.a.
- Loan up to ₹2 Crore
- Unsecured loans available
- Flexible repayment tenure
- Working capital & term loans
- Equipment financing
- Business expansion funding
Starting 8.50% - 14.00% p.a.
Education Loan
8.50% - 14.00% p.a.
- Loan up to ₹5 Crore (study abroad)
- Moratorium period until course completion
- No repayment during study period
- Cover tuition, living & travel costs
- Co-applicant option available
- Competitive interest rates
Starting 10.50% - 18.00% p.a.
Working Capital Loans (OD/CC)
10.50% - 18.00% p.a.
- Overdraft (OD) and Cash Credit (CC) facilities
- Flexible withdrawal and repayment within the sanctioned limit
- Interest charged primarily on the amount utilized
- Suitable for recurring working capital requirements
- Funding for inventory, supplier payments and operational expenses
- Limit can be structured based on business requirements
Starting 8.25% - 14.00% p.a.
Auto Loan
8.25% - 14.00% p.a.
- Loan up to 100% on-road price
- New & used car financing
- Interest rates starting 8.25%
- Tenure up to 7 years
- Quick approval & disbursal
- Balance transfer facility
Quick Compare
Compare Loan Products
| Loan Type | Interest Rate | Max Amount | Max Tenure | Processing Fee |
|---|---|---|---|---|
| CGTMSE Loan | 9.00% - 18.00% | 100000000.00 | - | 1 |
| Home Loan | 8.40% - 10.50% | 100000000.00 | - | |
| Personal Loan | 10.99% - 24.00% | 2500000.00 | - | |
| Business Loan | 12.00% - 22.00% | 20000000.00 | - | |
| Education Loan | 8.50% - 14.00% | 50000000.00 | - | |
| Working Capital Loans (OD/CC) | 10.50% - 18.00% | 50000000.00 | - | 1 |
| Auto Loan | 8.25% - 14.00% | 5000000.00 | - | |
| Loan Against Property | 8.10% - 16.00% | 100000000.00 | - |